Investment Management

Juncture Financial Group, LLC offers investment advisory services to individuals, businesses, pension plans, trusts, and non-profit institutions. 

Our approach to investment management is to provide advisory services that highlight the complex tradeoffs each investor must make between risk, return, tax efficiency, time horizon, cash needs, and the personal circumstances that are specific to them.  We assist you in developing an investment strategy that will help you meet your investing goals while effectively managing your risks.

Our investment process reflects our strong commitment to our fiduciary responsibility to place our client’s interests ahead of our own.  Our process is client-focused, strategic, disciplined, diligent, and above all – objective.  Our Investment Management services and process include the following:

Planning

  • Determining your objectives including targeted rates of return
  • Identifying your constraints including time horizon, liquidity needs, income needs, legal and regulatory requirements, and other unique circumstances
  • Evaluating your risk tolerance
  • Determining current and future asset allocation needs
  •  Preparing a formal written Investment Policy Statement

Executing

  • Developing reallocation recommendations for current portfolios
  • Recommending specific investment managers and investment vehicles
  • Establishing appropriate benchmarks to measure performance
  • Implementing investment selections

Monitoring

  • Ongoing monitoring and supervision of portfolio allocations and performance
  • Portfolio re-balancing to maintain the proper allocation for each asset class in the model
  • Tax management including tax-loss harvesting
  • Quarterly performance reports outlining performance of the portfolio against established benchmarks
  • Annual update meeting with you to review performance, your current financial situation, and investment objectives for the purpose of adjusting allocations, revising investment strategies, and updating the Investment Policy Statement as appropriate

Investment Management services may be implemented on a "limited discretionary" or "non-discretionary" basis.

Before we begin providing assset management services to you, we will ask you to sign an Investment Advisory Agreement, which will describe the services, fees, process, responsibilities, and the general conditions of the agreement.  Fees for investment advisory services are based on a sliding scale of assets under management and are billed in advance on a quarterly basis.