Wealth Management

Wealthy individuals and families have complex needs that transcend traditional financial planning.  Juncture Financial Group, LLC offers a comprehensive wealth management program that integrates our financial planning and investment management services into a seamless ongoing process and introduces an additional layer of value added services.  We position ourselves to serve as your personal chief financial officer and chief investment officer. 

The first step in our wealth management program is the preparation of a comprehensive financial plan.  This plan is extremely broad in scope and addresses the vast array of issues confronted by wealthy families. 

Once we clearly define your wealth management objectives in the financial planning process, we design a customized investment strategy to address your unique accumulation, preservation, and distribution needs paying special attention to the tax consequences of each investment decision.  We continuously monitor your investment results and portfolio design in relationship to, not just your Investment Policy Statement, but also your overall wealth management plan.  This ongoing monitoring, communication, and feedback provides an opportunity to make relevant timely adjustments and helps keep you on target to achieve your goals.

Integrating our investment advisory services with ongoing financial planning enables us to see the “big picture” as well as the details.  This allows us to provide you with highest level of service that is customized and ongoing, according to your specific needs and ever-changing life circumstances.

Some of the key value added services that are part of our wealth management program include:

• We monitor your financial plan on an ongoing basis, helping you address any wealth-related question as needed. Our advisors are continually "on call" for you to discuss issues that may affect your financial plan.
• We will take a lead role in coordinating with your other professional advisors (e.g. attorneys, accountants, insurance providers, banking and trust officers, etc.) to ensure an integrated approach to your financial planning and portfolio management.  We are also available to make introductions to relevant professionals, who we believe can add value to your situation, and will assist you in performing due diligence of service providers selected to implement your plan.
• In addition to providing you with quarterly investment reports, we offer the opportunity for quarterly consultations where we review progress toward goals; provide you with updates on financial markets, economic trends, and changes to regulations such as tax codes; and address any questions or concerns that you have on issues affecting your wealth management program.
• We conduct an in-depth annual meeting to discuss any changes in your situation or goals, review overall progress and investment performance, and identify any required adjustments to your financial plan or investment strategies.  As part of this process, we provide you with updated cash flow and net income statements and update your financial plan and Investment Policy Statement as appropriate.

Fees for wealth management services are comprised of two components.  The first is a fixed annual fee, which represents charges for all financial planning services, and is billed in advance on a quarterly basis.  The amount of the fee is based on the scope of services requested; complexity of your situation; overall net worth; and assets for which we provide advice, but are not under our management.  The second is for assets that we actively manage under an investment advisory services agreement.  The amount of the fee is based on a sliding scale of assets under management and is billed quarterly in advance.